MALAYBALAY CITY (14 April 2026 / BukidnonNews.Net) — A city prosecutor has cautioned the public against common warning signs of online scams, stressing that low reported cases do not reflect the full extent of cybercrime in the community.

During a radio interview on April 8 over DXBU 104.5 FM of Bukidnon State University, Atty. Amer Hussain S. Pangcoga of the Office of the City Prosecutor in Malaybalay City said only seven cybercrime cases were formally recorded by the Malaybalay City Police Station in 2025—but warned that incidents may be underreported.

“Be suspicious. Don’t believe right away. Stop, think (before buying),” Pangcoga said, urging netizens to exercise caution online.

Pangcoga spoke as resource person for Episode 35 of Pag-Ambitay Daw Ag Kaulian: Share to Heal Season 4, titled “Ctrl + Alt + Deceit: What Every Netizen Should Know About Cybercrime.” He defined cybercrime as offenses involving computers, the internet, and online platforms, grouped into three categories: attacks on computer systems such as hacking, computer-related crimes like online scams and identity theft, and content-related offenses including cyber libel.

Five red flags to watch

Pangcoga outlined five common warning signs that may indicate fraudulent activity:

1. “Too good to be true” offers

Deeply discounted high-value items—such as expensive mobile phones sold at unusually low prices—should raise suspicion, he said, noting that many victims are drawn by unrealistic deals.

2. Urgent or pressure-based payment requests

Scammers often push buyers to send money immediately to secure a supposed opportunity. Pangcoga advised the public to slow down and verify before making any transaction.

3. Inconsistent terms and communication

Offers that change details frequently or use multiple contact numbers may signal deceit. “It is a red flag,” he said.

4. Requests for OTPs and passwords

Pangcoga warned against sharing one-time passwords (OTPs) or other verification codes, explaining that these can be used to gain unauthorized access and conduct transactions.

5. Suspicious online seller profiles

Accounts with very few connections, limited activity, or minimal posted content should be approached with caution, particularly in online marketplaces.

Act fast, document, report

For those who suspect they have been scammed, Pangcoga emphasized the need for immediate action: take screenshots of transactions or conversations, notify financial institutions, and report the incident to authorities.

He directed complainants to the Philippine National Police Anti-Cybercrime Unit based at Camp Ramon R. Onahon in Malaybalay City, or to their nearest police station.

“But there is no guarantee it can be recovered. It depends on the case,” he said, noting that perpetrators often act quickly to evade detection.

Responsibility in the digital space

Beyond fraud, Pangcoga also warned about responsible online behavior, particularly in relation to cyber libel and privacy.

He advised the public not to post while angry, as statements made in haste could be damaging or actionable. He also reminded users to respect the privacy of individuals involved in incidents, such as vehicular accidents, and to seek consent before sharing images or videos.

“Be mindful of (what you share) online,” he said.

Pangcoga underscored the importance of verifying information before sharing it, urging users to develop critical awareness in navigating digital content.

“Think before you click,” he said. (BukidnonNews.Net)

Note: This report aligns with SDG 16: Peace, Justice and Strong Institutions, highlighting efforts to strengthen public access to justice, prevent cybercrime, and promote responsible digital participation. It underscores the role of legal authorities and law enforcement in addressing underreported cases, while reinforcing the need for informed, vigilant citizens in ensuring accountability and safer online spaces.